February has come and the Christmas decorations are packed away (hopefully). You might still be keeping some of your New Year’s resolutions, and you may already be eyeing a certain box of chocolate for that special someone, but do you have your taxes done? Taxes aren’t due until April 17th, but that doesn’t mean you can’t get them done early. If you do your taxes yourself there are some great ways to save time and money. Before you go out and buy an at home tax program for your computer, check out the IRS website. Go to www.irs.gov and click on the “Free File” icon. If you made under $57,000 last year you can use software programs by some of the same companies that sell them in the store, for free. E-filing is free for anyone regardless of how much you made, and you can find online tax forms at the IRS website as well.
Now that I’ve put a bug in your ear about taxes, let’s get down to the really important stuff. Have you picked out a Valentine’s present yet? How about a plan to get out of debt?! It may not be easy to gift wrap, but it could have a more positive effect on a relationship than a stuffed toy or some perfume. Whether you’re married or single, having a solid financial plan is beneficial to anyone. Being in good financial standing when you’re single is tough, but doable. Staying in good financial standing after you’re married should be just as important a goal. In Elder Marvin J. Ashton’s Guide to Family Finances, Elder Ashton quotes, “The American Bar Association has indicated that 89 percent of all divorces can be traced to quarrels and accusations over money. Others have estimated that 75 percent of all divorces result from clashes over finances.” Having good communication and positive goals is essential to a good marriage, but this is especially true regarding your family finances. So if you are married and a financial plan isn’t a romantic enough Valentine’s present for you to give, go ahead & wrap it up with some candy hearts. I bet they’ll both be appreciated.
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